Today
Heute zeigt zuerst, was in deinen Budgets übrig ist.
What is left in your budgets this monthly period. Check it before you spend, and day-to-day choices stay inside your plan.
This month’s safe to spend is the first figure on Today. Unused income sits just below it.
Opens an email to hello@tallieup.io. No reply time is promised.
TODAY
This month’s safe to spend
$573.55
$1,559.01 unused income
- NEXT PAYDAYFreelance$600.00
- NEXT BILLPhone$60.00
- UNUSED INCOME$1,559.01
What’s on Today
- This month’s safe to spend
- The first figure. Unused income sits just below it.
- A page per account
- Each account shows its own safe to spend, such as CARD · this month’s safe to spend $173.80.
- Quick actions
- Say it, Scan, Record spending, Cart, Record income, Move money, Split spend, Balance and Savings goal. You can reorder them.
- Next up
- Your next payday and next bill, and when relevant a low point, a budget at risk or a prompt to place unused income.
- Budgets
- Each card shows what is left, the monthly amount and when it resets.
TODAY
Groceries$253.50 left
$400.00 per monthresets Dec 1 · 21 days
How safe to spend is calculated
You set up your plan once: income, bills and budgets. After that, you only track what changes.
Each budget counts at its monthly amount. A yearly budget counts one twelfth, and a one-time budget counts in full.
Overspending in one budget is subtracted from the others. When the total goes below zero, Today shows “Overspent this month” and the amount.
Safe to spend
- Budgets, monthly period
- +$850.00
- Spent so far
- −$276.45
- Safe to spend
- $573.55
What moves safe to spend, and what doesn’t
| You… | Safe to spend | Unused income |
|---|---|---|
| Record spending in a budget | Goes down | No change |
| Add a bill | No change | Goes down |
| Move money between budgets, or between accounts | No change | No change |
| Move money from a budget into a goal or project | Goes down | No change |
| Put unused income in a budget | Goes up by the same amount | Goes down |
Accounts filter the same plan
Use the accounts you already think in. No bank connection required.
An account page runs the same sum over that account’s budgets. Items with no account count only in the household total. Accounts never split or change your money.
Each account also shows a tracked and a projected balance, from what you record. Both are approximate.
TODAY · ACCOUNT
CARD · this month’s safe to spend
$173.80
What safe to spend doesn’t do
- It isn’t your bank balance. Any balance in TallieUp is one you type in.
- It leaves out savings goals, projects and income you haven’t put in a budget.
- It leaves out timing. A bill due before payday shows in Next up, the Timeline and the Payday planner.
- It comes with no warning cards. Next up is the one place for what’s coming.
Questions and answers
What is safe to spend?
What is left in your budgets this monthly period: each budget’s amount minus what you’ve spent, plus anything carried over. It is the first figure on Today.
Do savings goals or projects affect it?
Only when money moves out of a budget into a goal or project, because that budget then has less left. Funding a goal or project from income lowers unused income instead.
Why isn’t it my bank balance?
It is a planning number. TallieUp never connects to a bank, and any balance in the app is one you type in.
You can start with a demo plan.
When the app is available to you, its first screen offers four ways in. One is a demo plan.
Try a demo plan · Restore encrypted backup · Join with an invite · Create a new space
These are sample numbers, kept separate from your real plan.
Opens an email to hello@tallieup.io. No reply time is promised.