Can I afford this today?

Revisa lo que queda en tus presupuestos antes de gastar.

In the app · How this number is calculated
What is left in your budgets this monthly period. Check it before you spend, and day-to-day choices stay inside your plan.

Opens an email to hello@tallieup.io. No reply time is promised.

Safe to spend

Budgets, monthly period
+$850.00
Spent so far
−$276.45
Safe to spend
$573.55
Demo plan · sample numbers

What changes safe to spend

Lowers it
Spending recorded in a budget. Money moved out of a budget into a goal or project.
Raises it
Unused income you put in a budget. Unused income drops by that same amount.
Leaves it where it was
A new bill, which comes out of unused income instead. Money moved between budgets, or between accounts.

Income counts toward safe to spend only once it sits in a budget.

Checking before you spend, step by step

  1. Set budgets for everyday spendingEach budget counts at its monthly amount.
  2. Check Today before you spendSafe to spend is what is left in your budgets.
  3. Record the spendingThe sheet shows what will be left in the budget.

What to know about safe to spend

  • Safe to spend isn’t your bank balance. Any balance in TallieUp is one you type in.
  • Savings goals, projects and income you haven’t put in a budget aren’t part of it.
  • Timing isn’t part of it. A bill due before payday shows in Next up, the Timeline and the Payday planner.

Questions and answers

What is safe to spend?

What is left in your budgets this monthly period: each budget’s amount minus what you’ve spent, plus anything carried over. It is the first figure on Today.

Does it include income I haven’t budgeted?

No. That is unused income, shown just below it. It becomes safe to spend once you put it in a budget.

What does “Overspent” mean?

If the total across your budgets goes below zero, Today shows “Overspent this month” and the amount.

You can start with a demo plan.

When the app is available to you, its first screen offers four ways in. One is a demo plan.

Try a demo plan · Restore encrypted backup · Join with an invite · Create a new space

In the app
These are sample numbers, kept separate from your real plan.

Opens an email to hello@tallieup.io. No reply time is promised.