Can I budget well without linking my bank?
Budgétez sans connecter votre banque.
TallieUp never connects to a bank. You record spending or import a CSV file, and Today shows what is left in your budgets.
Opens an email to hello@tallieup.io. No reply time is promised.
BALANCE
What you have across your accounts. Ideally, use your bank balance. TallieUp never connects to a bank.
A balance is optional
TallieUp works from your plan, not your bank. So each month starts at $0, and a bill that comes before payday dips below zero. The fix is one number: set your balance on any day, and the Timeline starts from there.
A balance never enters safe to spend. It is what is left in your budgets this monthly period.
With a balance set, the Timeline can show your real low point: the lowest day and how low it goes.
Where the numbers come from
You set up your plan once: income, bills and budgets. After that, you only track what changes.
Record spending
Type the amount and choose a budget. The sheet shows what will be left in that budget.
Import a CSV
Settings › Import data adds accounts, budgets, plan items and projects from a CSV. Guided import matches your own columns.
Set a balance
Optional. One total, or split by account. The Timeline starts from it.
Budgeting without a bank feed, step by step
- Add income, bills and everyday budgetsYou can skip any step.
- Record spending as it happensThe sheet shows what will be left in the budget.
- Check Today before you spendSafe to spend is what is left in your budgets.
What to know without bank sync
- Nothing comes in on its own. Spending you don’t record isn’t in the plan. In Reports, the app says “An empty month may mean missing records.”
- Any balance in TallieUp is one you type in.
- Say it and Scan aren’t promised on every build. Where they aren’t available, you type instead.
- Import is CSV only.
Questions and answers
Do I need to connect my bank?
No. TallieUp never connects to a bank. You record spending or import a CSV file.
Can I import a spreadsheet?
Yes, as CSV. Settings › Import data takes a TallieUp-format CSV, or any CSV through Guided import, which matches your columns.
Why isn’t it my bank balance?
It is a planning number. TallieUp never connects to a bank, and any balance in the app is one you type in.
You can start with a demo plan.
When the app is available to you, its first screen offers four ways in. One is a demo plan.
Try a demo plan · Restore encrypted backup · Join with an invite · Create a new space
These are sample numbers, kept separate from your real plan.
Opens an email to hello@tallieup.io. No reply time is promised.