Private household budgeting
Saiba o que é seguro gastar antes de gastar.
No bank connection required. No account required to start. Your budget starts on this device.
Opens an email to hello@tallieup.io. No reply time is promised.
TODAY
This month’s safe to spend
$573.55
$1,559.01 unused income
Groceries$253.50 left
$400.00 per monthresets Dec 1 · 21 days
Dining out$115.80 left
$150.00 per monthresets Dec 1 · 21 days
What the numbers on Today mean
Today leads with one figure, this month’s safe to spend. Unused income sits just below it.
Safe to spend
What is left in your budgets this monthly period.
It only covers your budgets. Overspending in one budget is subtracted from the others. When the total goes below zero, Today shows “Overspent this month” and the amount.
Safe to spend
- Budgets, monthly period
- +$850.00
- Spent so far
- −$276.45
- Safe to spend
- $573.55
Unused income
Income your plan does not use yet. Put it toward a budget, a goal or a project, or let it build up.
It isn’t part of safe to spend until you put it in a budget.
Unused income
- Income
- +$3,800.00
- Bills & subscriptions
- −$1,390.99
- Budgets, monthly period
- −$850.00
- Unused income
- $1,559.01
Both are planning numbers, not your bank balance. TallieUp never connects to a bank.
Set up once. Then record what changes.
You set up your plan once: income, bills and budgets. After that, you only track what changes.
When you create a space, the app asks for three things. You can skip any of them.
- Add incomePaychecks, benefits, anything that repeats.
- Add a bill or subscriptionRent, utilities, phone and streaming.
- Add everyday spendingBudgets for groceries, dining out, transport and the rest.
RECORD SPENDING
Record spending
Record one-time spending here. For a bill that repeats, use the Plan tab.
Budget
- Dining out
- Fun money
- Groceries
- Household
- Transport
$115.80 left
in this budget after this spending
Record spending shows what will be left in the budget before you save.
The balance is only part of the story.
Safe to spend leaves timing out on purpose. The Payday planner and the Timeline show when money comes and goes.
PLAN · PAYDAY PLANNER
What should this payday cover?
Paid 1st
Take-home pay$3,200.00
Covers 1st–15th
- Rent · 1st
- −$1,200.00
- Streaming · 5th
- −$15.99
- Gym · 8th
- −$40.00
- Phone · 10th
- −$60.00
- Internet · 12th
- −$75.00
- Left over
- $1,809.01
Timeline
TIMELINE
Trending up
Tightest Nov 1, about $1,520.93 under your average
Shown through your next stretch of paydays, about as far as your income is scheduled.
Timeline amounts are approximate. They show the shape of the month, not a precise balance on a future date.
How the Timeline worksWhere your budget lives
Your budget starts on this device
No cloud account holds your data.
No bank connection required
You don’t give TallieUp your bank credentials.
No account required to start
The app asks you to name this device, not to create a login.
If you share a space
Keeping a shared space in sync needs a relay. The app offers two: TallieUp’s hosted relay, sold as an app store subscription, or a relay you run and point the space at.
Trusted devices are devices you invite by QR or code. They can view and update this space. The relay moves encrypted updates. It cannot read your budget contents.
What the relay may see
- Which devices are syncing.
- Which space an update belongs to.
- Update size.
- When updates are sent.
- Not your budget contents.
What TallieUp doesn’t do
- It never connects to a bank or brings in transactions on its own.
- It doesn’t move real money. Move money shifts amounts between budgets, goals and accounts in your plan.
- It doesn’t pay or cancel bills. Bill reminders appear in the app, and you can turn them off.
- Review’s Plan Health is “not a credit score or bank balance.”
You can start with a demo plan.
When the app is available to you, its first screen offers four ways in. One is a demo plan.
Try a demo plan · Restore encrypted backup · Join with an invite · Create a new space
These are sample numbers, kept separate from your real plan.
Opens an email to hello@tallieup.io. No reply time is promised.